Base Armor. PF2e] Rage of Elements,. This number is the maximum amount of your Dexterity modifier that can apply to your AC while you are wearing a given suit of armor. It can also turn up to 45 degrees by sacrificing 5 feet of movement, can rise at half speed at an angle of 45 degrees. It typically includes a chain shirt, leggings, a pair of arms, and a coif, collectively. /15 ft. Being a fighter: Armor Mastery. Armor has zero penalties except movement speed if you fill the strength. If your speed is 30 feet then no modifier based on speed applies to the check. Only medium and heavy armors have armor specialization effects. Source Core Rulebook pg. All the normal bonuses and penalties apply, including any. Other than that, Shields and Resistance stack and can absolutely make the difference. If the item is a tool needed for a skill, any skill check made with the item takes a –2 penalty. The armor's check penalty applies to Stealth checks even if you meet the required Strength score. Source Core Rulebook pg. Icy ground would give an acrobatics penalty while help from an ally gives a bonus. fair enough, i don't remember the thread very well, just that it was being debated for some reason. With the Armor Expert trait you can easily get high AC with no armor check penalty. Heavy armor is the only way to break the DEX+ARMOR = 5, and the trade off is a speed penalty and needing a proficiency most classes don't get. Armor Check Penalty. K1 : Sep 19, 2019, 08:02 am: 2 people. A character’s encumbrance may also incur an armor check penalty. No, Trip has the 'attack' trait, which means it ignores armor check penalties. Magic item bonuses as well as mundane effects like the armor you're wearing. Meeting the strength of your armor reduces the penalty by 5 meaning you still move slower if you have a plate armor on. Plus they have a dex cap of at most +2, making the boost to 16 dex effectively useless (it isn't worth it for just reflex and dex skills). You take an item penalty when you wear shoddy armor. If they do, remove armor before climbing. Armor Bonus +9; Max Dex Bonus +1; Armor Check Penalty-6 Arcane Spell Failure Chance 35%; Speed 20 ft. AC' is the Armor Class bonus provided by the item. There isn't really much complexity to the armor, the different armor types just have different dex requirements to hit the maximum amount of AC. Animal Companions. Price 32 gp; AC Bonus +6; Dex Cap +0; Check Penalty -3; Speed Penalty -10 ft. Carrying a light load does not encumber a character. If they can pick up Heavy Armor proficiency somehow (possible as early as level 2 for humans), they can wear Heavy Armor just fine with no penalties whatsoever. You can even climb on a ceiling, provided it has handholds, but you cannot. Arcane Spell Failure Chance 40%; Speed 20 ft. Feats If you have the Athletic feat, you get a +2 bonus on Swim skill checks. Your way grants a series of deeds, access to feats, proficiency with a skill, and a special reload action, all of which help shape and influence the way you affect the battlefield. Certain class features can grant you additional benefits with certain armors. Parade Armor +1: 2: Adjustments: No: Diplomacy checks against creatures of the same affiliation as your parade armor : Knight's Tabard +1: 3: Adventuring Gear: NoInvestiture Source Core Rulebook pg. You might as well make armor choice entirely cosmetic and give everyone a base AC of 15 and give +1 to +3 to martials (+1 for medium proficient martials, +2 for. Padded armor is easier to damage and destroy than other types of armor. 556 4. 5 Ranks: When attempting a disarm or steal maneuver, a successful Sleight of Hand check against your target’s CMD grants a +2 circumstance bonus on your combat maneuver. -10 if you're in a toxic layer of the Abyss and the extraplanar. Benefit: When wearing the selected armor, the armor bonus. If you're a master in Stealth, reduce the penalty by 2, and if you're legendary. The GM attempts a single secret Perception check for you and compares the result to the Stealth DCs of any undetected or hidden creatures in the area or the DC to detect each object in the area (as determined. Climb Unchained. AC. In all cases, saving throws measure your ability to shrug off harmful effects in the form of afflictions, damage, or conditions. Getting to the strength required for the armor removes the check penalty and removes 5ft of the speed penalty. If you have the Athletic feat, you get a bonus on. Changelog v. Benefit: When you use a tower shield, the shield’s armor check penalty only applies to Strength and Dexterity-based skills. If you meet the armor’s Strength. Armor check penalties are there to incentivize using strength obviously, but the ones for light armor don't seem so bad. Armor increases your character’s defenses, but some medium or heavy armor can hamper movement. Swim checks are subject to double the normal armor check penalty and encumbrance penalty. The exact effect depends on which armor group your armor. Any item with a number after it in parentheses indicates that the item’s Price is for the indicated quantity, though the Bulk entry for such an item is the value for only one such item. Construct is low complexity to build because so many of the decision points are essentially mandatory, but it’s high complexity to play because you’re managing a minion. Pick a high Dexterity armor. A character’s encumbrance. In this system, characters unlock additional abilities when they attain 5, 10, 15,. 0 Price 1,600 gp (+160 gp per Bulk)A character wearing mithral full plate must be proficient in wearing heavy armor to avoid adding the armor’s check penalty to all his attack rolls and skill checks that involve moving. all that happens is that you take the armor penalty to skill checks and speeds. An item can have only one fundamental rune of each type,. Automatically critically fail Perception checks that require hearing. Scale mail consists of many metal scales sewn onto a reinforced leather backing, often in the form of a long shirt that protects the torso, arms, and legs. Lightdroplet :. Lifting and Dragging: A character can lift as much as his maximum load over his head. If you have the Acrobatic feat, you get a bonus on Acrobatics checks (see Feats). An eager student of occult lore, you enjoy reading rare or forgotten tomes with ancient rituals and hidden secrets. It also has 0 Armor Check Penalty, so you take no penalties for using it if you’re non-proficient. This is called an armor specialization effect. You take a –2 item penalty to attack rolls with an improvised weapon. PF1e inherited these things and they were further ported in PF2e without thinking. 275 4. The creature can always choose to take 10 on a Swim check, even if distracted or endangered when swimming. . As far as the common light armor options go, the worst check penalty is -1, and none have a speed penalty. Athletics (Str) Source Core Rulebook pg. Dexterity Modifier Cap (Dex Cap) Source Core Rulebook pg. Viking Shieldbearer (LOCG) - you gain the shield block reaction and are trained in your choice of the battleaxe or longsword. Only medium and heavy armors have armor specialization effects. Craft Requirements The initial raw materials must include 320 gp of rhinoceros hide (a common material). An armor check penalty applies to all Dex- and Strength-based skill checks. Buckle armor comes with the storage armor adjustment. Penalties to AC come from situations and effects in much the same way bonuses do. 580 4. Scale mail is made up of dozens of small, overlapping metal plates. The skill modifier incorporates the character’s ranks in that skill and the ability modifier for that skill’s key ability, plus any other miscellaneous modifiers that may apply, including racial bonuses and armor check penalties. 0. This hardwood armor is medium armor but uses your highest armor proficiency. Artifacts View all types of assistive items. It is usually better to not have check penalties. Broken armor still grants its item bonus to AC, but it also imparts a status penalty to AC depending on its. Double the normal armor check penalty is applied to Swim checks. Untrained simply is +0 and does not add your level. Dwarves of Dongun Hold developed fortress plate, which is still popular in Alkenstar and Dongun Hold. Aberrations fascinate you for many. Also worth noting that the Armor Proficiency general feat will be good all the way up to lvl 13, as long as you don't mind the -1 armor check penalty if you have 10 strength. This thread is archived. Undead not indicated as wearing armor are not proficient with armor. To some, the elves are objects of awe—graceful and beautiful, with immense talent and knowledge. Feats If you have the Athletic feat, you get a +2 bonus on Swim skill checks. Price 6 gp; AC Bonus +4; Dex Cap +1; Check Penalty -2; Speed Penalty -5 ft. Adventurers who don’t wear armor travel in durable clothing. There seems to be some confusion with our group regarding Armor Check Penalty when wearing armor. The former begin as young animals but acquire impressive physical abilities as you level up, while the latter share a magical bond with you. You'll always add a proficiency bonus to each save. An object is broken when damage has reduced its Hit Points to equal or less than its Broken Threshold. Their base land speed is 25 and I want to reduce it to 20 to account for them wearing Scale Mail. 274 4. Price 6 gp; AC Bonus +4; Dex Cap +1; Check Penalty -2; Speed Penalty -5 ft. Sash of the War Champion magic item with mithril heavy armor - Gives you 4 levels of fighter for the purposes of armor training. The armor's check penalty applies to Stealth checks even if you meet the required Strength score. Mithral: Mithral armor decreases the speed penalty class by one, giving medium armors no speed penalty, but not helping heavy armor all that much. Definitions. /20 ft. With the changes to skills and the introduction to the new degrees of success, the Armor Check Penalty transform from a nuisance to a downright dealbreaker for heavy armor. If you're playing a DEX based character that gets heavy armor proficiency then an armored skirt and half plate let's you get the extra AC from heavy armor while minimizing the strength you need to overcome the armor check penalty. If you have 10 or more ranks in Ride, the bonus increases to +4. breastplate), then mithral can make sense, because it's the difference between a 20' and a 30' move speed. 0 Certain class features can grant you additional benefits with certain armors. Many Firebrands favor wearing armored cloaks over traditional armor for style reasons, such as matching the cloak to the rest of their outfit. It’s easier to wear than normal metal armor, reducing the Strength score necessary to ignore its check penalty by 2 and reducing its Speed penalty by 5 feet. Such a creature can use the run action while swimming, provided that it swims in a straight line. View All Rules ». Pathfinder 2 Weapon and Armor Traits Quick Reference. Dexterity:The “Maximum Dexterity Bonus” has been renamed to “Dexterity Cap”, and the “Armor Check Penalty” is simply “Check Penalty”, but they mostly work the same way that they did in 1st edition. Wood and bark grow over your body like armor. −10 on a Hide check is nothing to sneeze at. They are a form of armor. I expect it's the same for armor. #2 WarShrike Sep 26, 2018 @ 3:19pm Any skills that involve movement are penalized by the armor check penalty. So yes, cloth armour was quite effective against many weapons on the medieval battlefield, and this is why it was used both as an independent defense and as a supplement to mail and plate, both over and under other armour. /20 ft. This dwarf-forged armor features layers of overlapping plates molded to deflect projectiles—especially those from firearms. 0. Unlike for a suit of armor,. Mithral full plate of speed has an armor check penalty of –3. Step 1: Roll d20 and Identify the Modifiers, Bonuses, and Penalties that Apply. This thread is archived. Celestial Armor. Choose a single action or free action you can use, and designate a trigger. Studded Leather CRB: Since. e. 0. Prerequisite(s): Proficiency with selected armor, Armor Focus with selected armor, 4th-level fighter. When posting, add a system tag to the title - [D&D5e] or [PF2e], for example. You need to roll the DC. All magic armor is also masterwork armor, reducing armor check penalties by 1. This decrease does not apply to proficiency in wearing the armor. Strength 16; Bulk 2; Category Medium; Group Chain. This can be useful when negotiating with enemies, but is sometimes a liability in more genteel interactions. Armor Source Core Rulebook pg. Source Gamemastery Guide pg. Broken armor still grants its item bonus to AC, but it also imparts a status penalty to AC depending on its category: –1 for broken light armor, –2 for broken medium armor, or –3 for broken heavy armor. heavier armor class better protections, but makes physical skill checks harder. In PF2E there are 3 types of bonuses: Status, Circumstantial and Item and 4 types of Penalties; the same as bonuses plus the Untyped Penalty. For Weapon Innovation, Orc Weapon Familiarity gets you access to the Orc Necksplitter, which is an upgrade from the Battle Axe. Maximum Dex Bonus: This number is the maximum Dexterity bonus to AC that this type of armor allows. Broken armor doubles its armor check penalty on skills. • The Registrar, Security Services, to conduct a criminal record check through any city, municipal or provincial police department or public body including the police information. 2. It does not affect Attacks or Combat Maneuvers. You can be an intimidating presence. No armor, either, but you don’t care about Arcane Spell Failure and armor check penalty barely matters. Leather laminar is a good light armor. Sample. That choice sets the Setup Time and the Crafting DC. You gain resistance to bludgeoning damage equal to 1 + the value of the armor’s potency rune for medium armor, or 2 + the value of the armor’s potency rune for heavy armor. If your character is wearing armor, use the worse figure (from armor or from load) for each category. Armor. It gains a +8 racial bonus on any Swim check to perform a special action or avoid a hazard. Armor Bonus +3; Max Dex Bonus +3; Armor Check Penalty-1 Arcane Spell Failure Chance 15%; Speed 30 ft. Armor Check Penalty. View all types of armor. Run first game of pf2e in VR and recreated first part of Beginner Box. "With a quick sprint, you dash up to your foe and swing. Your movement and position determine how you can interact with the world. Roll a d20 and identify the modifiers, bonuses, and penalties that apply. For example, the Celestial Armor has a maximum Dexterity bonus of +8. Weird that no one has ever caught this before… thanks :)Armor check penalties apply to "Strength- and Dexterity-based skill checks, except for those that have the attack trait. If you meet the armor’s Strength threshold (see Strength below), you don’t. The description for clumsy says: . However, Even if you only have 16 dex, studded leather is better than padded armour. So I'm looking at the Sudden Charge feat. Roll a d20 and identify the modifiers, bonuses, and penalties that apply. You cannot be affected by item bonuses, penalties, or the untyped Armour Check Penalty while transformed. Barding uses the same rules as armor except for the following. This is called an armor specialization effect. • 8 mo. Greataxe. spoilers. Hi there people. However, there are some good non-metal armor options available, like Hide armor. You can even climb on a ceiling, provided it has handholds, but you cannot. Does anyone else think that the speed penalty and skill check penalty for armor are arbitrary and unfair? Let us have a look at the speed penalty, first. Yeah, either. Armor check penalty: While wearing your armor, you take this penalty to Strength- and Dexterity-based skill checks, except for those that have the attack trait. The ways available to all gunslingers are described below. I like the fact that is an actual viable choice in PF2e. Armor Bonus +8; Max Dex Bonus +0; Armor Check Penalty -7. An attack is any check that has the attack trait. Certain class features can grant you additional benefits with certain armors. If I roll a stealth check from the proficiencies tab of the character sheet, the -1 armor check penalty is correctly ignored since the character has a 10. If you don't have a high enough STR, you take an armor check penalty to STR/Dex based checks equal to the penalty score, as well as a -X to your SPD. Rhino Hide Item 9. Pathfinder has many types of checks, from skill checks to attack rolls to saving throws, but they all follow these basic steps. Being fixed now. Source Core Rulebook pg. Whenever a shield takes damage, the amount of damage it takes is reduced by this amount. Using Quiet Allies, P1 and P2 make one collective. Prone: You can tumble while prone, but this is a full-round action to move 5 feet, and the DC increases by 5. You can purchase special armor for animals, called barding (shown on Table 6–18). Dexterity Modifier Cap (Dex Cap) Source Core Rulebook pg. A character’s encumbrance may also incur an armor check penalty. Armor Check Penalty. Armor Class is also a Difficulty Class. If you end your movement within melee reach of at least one enemy, you can make a melee Strike against that enemy. Armor Innovation needs a good attack option, and the Orc’s Iron Fists and Bloody Blows feats may do the trick. Absalom style once led famous adventurers to wear clothing with an unusual number of buckles, pouches, and straps. Armor Specialization Effects Source Core Rulebook pg. Here's a list of skills. It's the attack roll result that an opponent needs to achieve to hit you. 203 Unlike light and heavy armor, powered armor requires its own battery, and comes with a fully charged battery at purchase. This goes for all armor types, including Light, but my rules cap PC's inherent stats at 20 (+5). I say grab that DR/-. 0. This is one the the things we really wished to go away from Patfhinder first edition. Boosted his strength to 10 and he has leather armor, but still calculated in the check penalty. 275 4. 0. 0. Say you want to disarm a trap. A modifier can be either positive or negative, but a bonus is always Positive, and a penalty is always negative. If you want to. While wearing a suit of armor, you take the penalty listed in this entry to your Speed, as well as to any other movement types you have, such as a climb Speed or swim Speed, to a minimum Speed of 5 feet. Proficient with whatever type of armor (light, medium, or heavy) it is described as wearing, as well as all lighter types. You'll only be using it for five levels, at which point you can grab the Leather with 10 str requirement for negating the penalties. After leaving the world in ancient times, they returned to a changed land, and they still struggle to reclaim their ancestral homes, most notably from terrible demons that have invaded parts of their lands. They are used for Strikes and spell attacks, and traditionally target Armor Class. -2 if you're in a moving vehicle or Grabbed by an enemy. The rules below apply regardless of which mode you’re. Any armor heavier than leather, as well as any shield, applies an armor check penalty to all Dexterity- and Strength-based skill checks. At lvl 13 and above, due to becoming Expert in Unarmored but staying Trained in Light Armor, wearing a chain shirt will give you the same AC as just running around unarmored. This <i>+2 hide armor </i>is made from rhinoceros hide. When you use the Sudden Charge class feat while wearing this armor, your Strike deals an additional 1d8 damage. An attack roll is one of the core types of checks in the game (along with saving throws, skill checks, and Perception checks). p244. The other players believe the penalties will still apply to Dex based checks like Acrobatics and Stealth but. And also Playing the Game Key Terms. If you're a master in Stealth, reduce the penalty by 2, and if you're legendary. 444 4. Check penalties are much less problematic, however, because if you meet a Strength threshold for a specific type of armor you simply ignore. Benefit: When wearing the selected armor, the armor bonus. Armor Bonus +4; Max Dex Bonus +3; Armor Check Penalty-2 Arcane Spell Failure Chance 20%; Speed 20 ft. Mithral: Mithral armor decreases the speed penalty class by one, giving medium armors no speed penalty, but not helping heavy armor all that much. Introduction In Pathfinder 2e, your armor is generally dictated by your class. In addition, unlike with most heavy armors, the wearer can. 3. A mithral chain shirt (1,100 gp) has 10% ASF, and grants +4 AC. Shields: If a character is wearing armor and using. 5 temporary Hit Points. A character's encumbrance may also incur an armor check penalty. Dragonchess Player :. Note that the speed penalty is not reduced by having a high STR, as is the case with armor. Shields are made with craft (armor). Powered armor uses the same type of batteries as other items, including charged weapons, and the battery for a suit of powered armor can be recharged as normal using a. Clumsy. Heavy Armor. Similar to both splint mail and banded mail, scalemail has a flexible arrangement of scales in an attempt to avoid hindering the. Prerequisite: Shield Proficiency. Armor protects your character only while they’re wearing it. ANSWERED. Medium Armor Cost 50 gp; Weight 20 lbs. Armor Bonus +3; Max Dex Bonus +3; Armor Check Penalty-1 Arcane Spell Failure Chance 15%; Speed 30 ft. Am I right in reading that even if your buckler has no armor check penalty that it will still require a -1 to attack rolls when fighting with two weapons? I see nothing in the pathfinder rules that say buckler check penalties are tied to the 2 weapon fighting penalty. You don't apply the armor's check penalty to Acrobatics or Athletics checks in water or similar liquids. A potency rune is what makes a weapon a magic weapon (page 599) or armor magic armor (page 556). While not nearly as protective as heavier armors, the armored coat allows the wearer to blend in more aesthetically during civilian functions. Armor protects your character only while they’re wearing it. The creature can always choose to take 10 on a Swim check, even if distracted or endangered when swimming. If you want to increase your character’s defense beyond the protection your armor provides, they can use a shield. I have a PC with 10 STR and leather armor. The point is that if all you are looking for is the AC and save bonuses, you can save some gp by filling your bracer slot instead of having your clothes provide it (50 gp on +1 resilient; 500 gp on +2 greater resilient; 10,000 gp on +3 major resilient). Speed penalty of armor or shield. Speed Penalty. Most notably, in the rules in Equipment about AC: Your Armor Class (AC) measures how well you can defend against attacks. Athletics (Str) Source Core Rulebook pg. A suit of armor cannot have an effective bonus (enhancement plus special. You will get the Armor Check Penalty unless you have the listed Strength. There is no armor check penalty for casting in 2e. if you were already trained in light armor, you become trained in medium and heavy armor. Armor also still reduces your speed. Source Core Rulebook pg. Godless Healing and Continual recovery may be a "feat tax" to play. Source Core Rulebook pg. The Price and Bulk of barding depend on the animal’s size. p244. Assistive Items (9) View all blighted boons. You become trained in light and medium armor. 6 For the purposes of section 4 (2) (b) of the Act, the registrar must carry out the following checks in respect of an applicant for a new body armour permit or. 11. This large battle axe is too heavy to wield with only one hand. (Dex; Armor Check Penalty) You can keep your balance while traversing narrow or treacherous surfaces. Compare the result to the difficulty class (DC). Heavy precipitation can be dangerous in cold environments when characters go without protection. 274 4. Ancestral Embrace, Arachnid Harness, Crushing Coils, Electric Eelskin. * If the item is a wand or staff, it uses up twice as many charges when used. This is a penalty applied to certain skills for wearing armor, with heavier armor resulting in increasingly large penalties. Like other suits of armor, the armored coat is. 266 Throughout the course of her adventures, a character often comes under the effects of conditions, circumstances, magic, technology, or other factors that provide her with bonuses or penalties to certain game statistics, such as her Armor Class (AC), attack rolls, or. 446 4. 0 A shoddy suit of armor also worsens the armor’s check penalty by 2. Removing a shield from the arm and dropping it is only a move action. Colette Brunel wrote: Here is something to think about: consider a character who is playing in a game from 1st to 6th, and likely is. It also has the 0 ACP thing. Any bonuses, runes, and magical abilities of your. Without making a check, a flying creature can remain flying at the end of its turn so long as it moves a distance greater than half its speed. /15 ft. ago. Price 3 gp; AC Bonus +2; Dex Cap +3; Check Penalty-1; Speed Penalty — Strength 12; Bulk 1; Category Light; Group Leather This leather armor is reinforced with metal studs and sometimes small metal plates, providing most of the flexibility of leather armor with more robust protection. Step 1: Roll d20 and Identify The Modifiers, Bonuses, and Penalties That Apply. Skills: Psychics only get 2+ skills, but you get every knowledge skill as a class skill plus every Face skill, and your absurd intelligence will give you plenty of skill points to throw around. While wearing your armor, you take this penalty to Strength- and Dexterity-based skill checks, except for those that have the attack trait. Correct, but if you can reduce the ACP to 0, you effectively take no penalties for not being proficient. Armor Check Penalty While wielding the shield, you take a penalty to most Strength- and Dexterity-based skill checks equal to this number. Jun 20, 2005. See Chapter 5 of the Starfinder Core Rulebook for a more complete list of which skills apply. Armor includes AC bonus, bulk, dex cap, check and speed penalties, and strength. In addition to granting a +2 enhancement bonus to AC, it has a –1 armor check penalty and deals an additional 2d6 points of damage on any successful charge attack made by the wearer, including a mounted charge. A character's encumbrance may also incur an armor check penalty. Remember that permanently increasing your. Unlike with attack rolls and saving throws, a natural roll of 20 on the d20. if you are trained in all 3, raise your armor proficiency for medium and heavy armor to the level your class provides at your current level to light armor. Unarmored AC scales right alongside armored AC so proficiency isn't really the issue. Source Guns & Gears pg. CONSTRUCTION REQUIREMENTS. - A check box has been put in to indicate purchased items. Shields: If a character is wearing armor and using a shield, both armor check penalties apply. If you have the Animal Affinity feat, you get a +2 bonus on Ride skill checks. 0 If a suit of armor has any runes, it has the invested trait, requiring you to invest it to get its magical benefits. Here's what page 276 has to say: 'Heavy armor comes with a padded armor undercoat included in its Price, though it loses the comfort trait when worn under heavy armor. A -6 armor check penalty would apply to every stealth roll with the heavy armor. The check penalty is just -1 and applies to Athletics, Sneak, Hide and Thievery if I recall. Source Core Rulebook pg. g. This updates the total modifiers and thus the derived stats (like AC, Skill check penalty or Spell Failure chances). Armor. Aside from Full Plate and non-armor clothing, all armors have a combined AC Bonus and Dex Cap of +5. meabolex : Dec 22, 2009, 11:16 am: Jon Heineman wrote: Two questions. When you use the Sudden Charge class feat while wearing this armor, your Strike deals an additional 1d8 damage. Armor Specialization Effects Unburdened Iron removes speed reduction from armor and reduces one penalty by 5ft so you’re still taking a -5ft to your speed. Dex. When you try to sneak a concealed object past someone who might notice it, the GM rolls your Stealth check and compares it to this passive observer’s Perception DC. Calculate the result. Eldritch Researcher. Source Core Rulebook pg. Animal companions can wear armor without taking any of the armor proficiency feats. Spell Attack Rolls Source Core Rulebook pg. 287 4. A character’s encumbrance may also incur an armor check penalty. A custom, lightweight mail is fitted within the lining of a coat or similar apparel, physically hiding the armor while maintaining the wearer's fashion. Bonuses and Penalties. This armor is simply a layer of heavy, quilted cloth, but it is sometimes used because it’s so inexpensive. 0.